NPL manager authorized by the Bank of Italy.

60 Years of Investigative Legacy.

Master Mind NPL 114, part of FGroup, is authorised as an NPL servicer under article 114 of the Italian Banking Act, which was introduced as Italy’s domestic implementation of the EU SMD directive.

Master Mind NPL 114 and 115 offer a full range of services: credit management portfolio acquisition investor support investigative investigations data enrichment and out-of-court and judicial recovery.

The Strength of Master Mind NPL in Three Pillars

Recognized Authority

Master Mind NPL 114, a company of FGroup, is authorised by the Bank of Italy to act as a non‑performing loan servicer pursuant to article 114, paragraph 6, of the Italian Banking Act. Operations are subject to ongoing supervision and periodic checks to ensure regulatory compliance transparency and protection of all parties involved.

60 Years of Intelligence

We are not just credit managers. We leverage 60 years of investigative experience for debtor localization behavioral profiling and information enrichment. This unique expertise allows us to know the debtor beyond the debt maximizing management performance.

Integrated Ecosystem

Master Mind NPL 114 and 115 are part of FGroup which covers the entire value chain: judicial and out-of-court credit management investigations and debtor profiling investment opportunity scouting and due diligence.

Who we serve

BANCHE, UTILITY
AND BUSINESSES

Professional credit management.

NPL Portfolios Seller

Evaluation and acquisition of NPL portfolios.

INVESTORS

Support for investors in acquiring NPL portfolios